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Ritch Milby

Consumer Credit Risk Management Economist

• United States: San Francisco Bay Area
• financial services

Current: VP - Consumer Risk Management (Economist), Wells Fargo Bank

Past: Statistician & Research Administrator, Center for Economic Studies, U.S. Census Bureau (UC-Berkeley)
Statistical Ana San Francisco Bay Area

Ritch Milby

(This is me)


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Ritch Milby Photo

Address: San Francisco Bay Area

Current:

  • VP - Consumer Risk Management (Economist) at Wells Fargo Bank
  • VP - Business Management at SF American Marketing Association

Past:

  • Senior Statistician & Research Administrator at Center for Economic Studies, U.S. Census Bureau (UC-Berkeley)
  • Statistical Analyst & Consultant at

Education:

  • University of California, Berkeley
  • University of North Carolina at Chapel Hill

People Network: 65

Industry: Financial Services

Websites:


Ritch Milby’s Summary

Over fifteen years experience as a statistician, economist, and consumer credit risk manager applying quantitative methods and decision analytic techniques. Advanced degrees from top-5 graduate program well-known for rigorous statistical and econometric training.

* Statistical Analyst: Broad range of hands-on experience with applied statistics, analytical modeling, and social science methodology. Insightful and creative data mining. "Expert" SAS programmer and very skilled at survey design, sampling, and analysis.

* Analytics Consultant: Extensive, diverse experience interviewing clients, formulating solutions, and providing clients interpretive guidance via data and analytics. An analytical problem solver known for having exceptional people-skills.

* Project Manager: Accomplished at designing, implementing, and supervising economic research. Responsible for over 25 projects with competing priorities. Skilled at eliciting cooperation across departments and managing by influence.

Ritch Milby’s Specialties:

* Analysis:
Score/Propensity models; Multi-level models;
Cluster & Segmentation analysis; Survival-Hazard analysis;
OLS, Logistic, Probit regression; Multinomial logit.
Latent variable & confirmatory factor analysis models (LISREL).
* Data tools: SQL-Server, Teradata & Oracle; Java.
* Apps: SAS - Base, Stat, Macro & Graph; SPSS; R/S+


Experience:

VP - Consumer Risk Management (Economist)

Wells Fargo Bank

(Public Company; 10,001 or more employees; WFC; Financial Services industry)

April 2007Present (1 year 2 months)

Consumer Risk Management (Economist)
Offers Management -- Credit Card Acquisitions.
-- -- --
In 2007 I switched my career focus so that I could re-emphasize my interest in consumer behavior within dynamic financial markets. At Wells Fargo I primarily analyze various measures of consumer financial data to assess the credit worthiness of potential customers. I also use a lot of behavioral information to predict future performance and potential losses. As a member of the offers management risk team, I work very closely with our marketing teams. I enjoy the challenges that arise due to the "cannibalization" effects that emerge from using multiple-channels to reach our target populations.


Eductional Details:

University of California, Berkeley

Post-Doc, Survey Research, 2005

Focus: Trend Analysis Using Rolling Cross-Sectional Surveys
(ie, partial samples continuously augmented over time)


Ritch Milby’s Contact Settings

Interested In:

  • career opportunities
  • consulting offers
  • new ventures
  • job inquiries
  • expertise requests
  • business deals
  • reference requests
  • getting back in touch


Additional Information

Ritch Milby’s Websites:

Ritch Milby’s Interests:

Toastmasters, Hiking, Meditation, Carpentry, Yoga, Book-group discussions, Investing, Marketing strategies.

Ritch Milby’s Groups:

American Marketing Association (SF-AMA);
American Association for Public Opinion Research (AAPOR);
The Commonwealth Club of California;
Bay Interactive Group (BIG); East Bay I.T. Group (eBig); CPC, BASAS

  •    SAS member

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